Fixed Interest Savings Certificates

NS&I Fixed Interest Savings Certificates give you the peace of mind of a guaranteed return on your money. And they’re tax-free.

• Guaranteed interest rates when held for at least a year
• Free of UK Income Tax and Capital Gains Tax
• Invest up to £15,000 in each issue
• Choice of investment terms

Are they right for you?

They may be right if you:

• Want tax-free returns at guaranteed rates
• Have £100 or more to invest
• Can leave your money invested for at least a year

They may not be right if you:

• Want a regular income from your savings
• Might need access to your money within the first year
• Are a non-taxpayer

How to apply

• Online
• By phone - 0500 500 000
• By post - application forms available at all Isle of Man Post Offices

Any money you invest with NS&I is 100% secure, because they are backed by HM Treasury

Click here for more information on fixed interest savings certificates